澳洲银行放宽房贷审批以应对一代人以来最快的楼市下滑
Banks Ease Loan Approvals to Weather Australia Property Slump
澳大利亚银行正放宽房贷要求并推出奖励以争夺减少的客户，应对一代人以来最快的住房低迷。经纪商注意到银行要求更少的工资单作为收入证明，Commonwealth Bank of Australia 近期推出含手机、网络、电费和旅行抵扣的房贷奖励计划，此前 Macquarie Group Ltd. 在 6 月率先进行了周期外房贷降息并引发跟风。
October 27, 2026 at 8:00 PM UTC
Australian banks are loosening mortgage requirements and giving away tokens for phone bills and travel as they compete for a dwindling pool of customers during the fastest housing slump in a generation.
Brokers are seeing banks requiring fewer payslips as proof of income for home loans. Commonwealth Bank of Australia recently launched a mortgage rewards program that includes credits for mobile phone and internet plans, electricity and travel. Back in June, Macquarie Group Ltd. unveiled an out-of-cycle mortgage rate cut, spurring a wave of copycat moves.